Minnesota Unemployed

What to do when you run out of money

There is an assumption made here that – if at all possible - you will or have contacted family and friends to ask for support and help.

HOW BAD IS IT?

___  Complete a Financial Planning Worksheetstatus-download Download a basic excel Financial Planning Worksheet.

___  Seek financial counseling to develop strategies including contacting your creditors and negotiating payment on debt. Lutheran Social Services offers a financial counseling service.


Note Contact County Social Services to determine if you are eligible for food support, general assistance, health care and housing services.

Assistance will be provided for filling out forms and determining eligibility

Wikipedia Find a list of the counties in Minnesota.

If you are not eligible for County services:

  1. Make Sure You Have Food
    • Food Shelves
  2. Take Care of Your Health
    Note Federal Law requires that if you request or a request is made on your behalf, all emergency rooms must treat you.
  3. Secure Housing
  4. If you can’t afford to pay for your phone anymore…
  5. Get Legal Assistance if You Need It
    • Legal Assistance
      • Legal Services Corporation Provides free or low cost legal advice or representation of low income individuals or families in Minnesota.
  6. Look For Other Support Services
    • United Way Twin Cities Call Center [2-1-1] 651-291-0211
      Trained information specialists and volunteers that connect users to community resources.
    • MinnesotaHelp.info An online directory of services designed to help people in Minnesota find human services, information and referral, financial assistance, and other forms of help.
  7. Other Miscellaneous Efforts
  8. Continue Looking for Employment and Training and Education Resources
  9. Take Care of Yourself Mentally, Emotionally and Spiritually
    • Mental and emotional health should be part of a planned regime that might include joining support groups, walking, reaching out to friends and family, and having a daily routine that is structured, but allows for some fun. Churches, synagogues, and other faith-based organizations offer guidance, support, and hope through fellowship and prayer services.

Related Links

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